:root{--color-primary: #1A3C5E;--color-accent: #C8922A;--color-surface: #F7F5F0;--color-text: #1C1C1C;--color-text-muted: #5A5A5A;--color-white: #FFFFFF;--color-error: #C0392B;--color-success: #1E7E34;--color-border: #D0CCC4;--color-primary-dark: #122B44;--color-accent-dark: #A87520;--space-1: .25rem;--space-2: .5rem;--space-3: .75rem;--space-4: 1rem;--space-5: 1.25rem;--space-6: 1.5rem;--space-8: 2rem;--space-10: 2.5rem;--space-12: 3rem;--space-16: 4rem;--space-20: 5rem;--space-24: 6rem;--font-heading: Georgia, "Times New Roman", serif;--font-body: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif;--font-size-xs: .75rem;--font-size-sm: .875rem;--font-size-base: 1rem;--font-size-lg: 1.125rem;--font-size-xl: 1.25rem;--font-size-2xl: 1.5rem;--font-size-3xl: 1.875rem;--font-size-4xl: 2.25rem;--font-size-5xl: 3rem;--font-weight-normal: 400;--font-weight-medium: 500;--font-weight-semibold: 600;--font-weight-bold: 700;--line-height-tight: 1.25;--line-height-normal: 1.5;--line-height-relaxed: 1.75;--radius-sm: .25rem;--radius-md: .5rem;--radius-lg: .75rem;--radius-xl: 1rem;--radius-full: 9999px;--shadow-sm: 0 1px 2px rgba(0, 0, 0, .05);--shadow-md: 0 4px 6px rgba(0, 0, 0, .07), 0 2px 4px rgba(0, 0, 0, .06);--shadow-lg: 0 10px 15px rgba(0, 0, 0, .1), 0 4px 6px rgba(0, 0, 0, .05);--shadow-xl: 0 20px 25px rgba(0, 0, 0, .1), 0 10px 10px rgba(0, 0, 0, .04);--transition-fast: .15s ease;--transition-base: .25s ease;--transition-slow: .35s ease;--container-max: 1200px;--nav-height: 5rem}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{font-family:var(--font-body);font-size:var(--font-size-base);line-height:var(--line-height-normal);color:var(--color-text);background-color:var(--color-surface);min-height:100vh}img,svg,video{display:block;max-width:100%}input,button,textarea,select{font:inherit}p,h1,h2,h3,h4,h5,h6{overflow-wrap:break-word}ul,ol{list-style:none}a{color:inherit;text-decoration:none}button{cursor:pointer;border:none;background:none}table{border-collapse:collapse}:focus-visible{outline:3px solid var(--color-accent);outline-offset:2px}:focus:not(:focus-visible){outline:none}.container{width:100%;max-width:var(--container-max);margin-inline:auto;padding-inline:var(--space-4)}.flex{display:flex}.flex-col{flex-direction:column}.flex-wrap{flex-wrap:wrap}.items-center{align-items:center}.items-start{align-items:flex-start}.justify-center{justify-content:center}.justify-between{justify-content:space-between}.gap-4{gap:var(--space-4)}.gap-6{gap:var(--space-6)}.gap-8{gap:var(--space-8)}.grid{display:grid}.grid-cols-1{grid-template-columns:1fr}.mt-4{margin-top:var(--space-4)}.mt-8{margin-top:var(--space-8)}.mb-4{margin-bottom:var(--space-4)}.mb-8{margin-bottom:var(--space-8)}.py-8{padding-block:var(--space-8)}.py-12{padding-block:var(--space-12)}.py-16{padding-block:var(--space-16)}.py-20{padding-block:var(--space-20)}.text-center{text-align:center}.text-left{text-align:left}.section{padding-block:var(--space-16)}.section--alt{background-color:var(--color-white)}.section__header{text-align:center;margin-bottom:var(--space-12)}.section__title{font-family:var(--font-heading);font-size:var(--font-size-3xl);font-weight:var(--font-weight-bold);color:var(--color-primary);margin-bottom:var(--space-4)}.section__subtitle{font-size:var(--font-size-lg);color:var(--color-text-muted);max-width:600px;margin-inline:auto}.page-hero{background-color:var(--color-primary);color:var(--color-white);padding-block:var(--space-16);text-align:center}.page-hero__title{font-family:var(--font-heading);font-size:var(--font-size-4xl);font-weight:var(--font-weight-bold);margin-bottom:var(--space-4)}.page-hero__subtitle{font-size:var(--font-size-lg);opacity:.9;max-width:600px;margin-inline:auto}.cards-grid{display:grid;grid-template-columns:1fr;gap:var(--space-6)}@media (min-width: 768px){.container{padding-inline:var(--space-8)}.grid-cols-2\@md,.cards-grid{grid-template-columns:repeat(2,1fr)}.section__title{font-size:var(--font-size-4xl)}.page-hero__title{font-size:var(--font-size-5xl)}}@media (min-width: 1280px){.container{padding-inline:var(--space-6)}.grid-cols-3\@lg,.cards-grid{grid-template-columns:repeat(3,1fr)}}.nav{position:sticky;top:0;z-index:100;background-color:var(--color-primary);box-shadow:var(--shadow-md);height:var(--nav-height)}.nav__inner{display:flex;align-items:center;justify-content:space-between;height:100%;max-width:var(--container-max);margin-inline:auto;padding-inline:var(--space-4)}.nav__brand{text-decoration:none;display:flex;align-items:center;flex-shrink:0}.nav__logo{height:4rem;width:auto;display:block;object-fit:contain;padding-block:.25rem}.nav__brand:focus-visible{outline:3px solid var(--color-accent);outline-offset:2px;border-radius:var(--radius-sm)}.nav__toggle{display:flex;flex-direction:column;justify-content:space-between;width:1.75rem;height:1.25rem;background:none;border:none;cursor:pointer;padding:0;flex-shrink:0}.nav__toggle:focus-visible{outline:3px solid var(--color-accent);outline-offset:4px;border-radius:var(--radius-sm)}.nav__toggle-bar{display:block;width:100%;height:2px;background-color:var(--color-white);border-radius:var(--radius-full);transition:transform var(--transition-base),opacity var(--transition-base)}.nav__toggle[aria-expanded=true] .nav__toggle-bar:nth-child(1){transform:translateY(9px) rotate(45deg)}.nav__toggle[aria-expanded=true] .nav__toggle-bar:nth-child(2){opacity:0}.nav__toggle[aria-expanded=true] .nav__toggle-bar:nth-child(3){transform:translateY(-9px) rotate(-45deg)}.nav__links{display:none;flex-direction:column;position:absolute;top:var(--nav-height);left:0;right:0;background-color:var(--color-primary-dark);padding:var(--space-4);gap:var(--space-2);box-shadow:var(--shadow-lg)}.nav__links.is-open{display:flex}.nav__link{color:var(--color-white);font-size:var(--font-size-sm);font-weight:var(--font-weight-medium);padding:var(--space-2) var(--space-3);border-radius:var(--radius-md);transition:background-color var(--transition-fast),color var(--transition-fast);text-decoration:none;white-space:nowrap}.nav__link:hover{background-color:#ffffff1a;color:var(--color-accent)}.nav__link:focus-visible{outline:3px solid var(--color-accent);outline-offset:2px}.nav__link.is-active{color:var(--color-accent);background-color:#c8922a26}@media (min-width: 768px){.nav__toggle{display:none}.nav__links{display:flex;flex-direction:row;position:static;background:none;padding:0;gap:var(--space-1);box-shadow:none}.nav__inner{padding-inline:var(--space-4)}}@media (min-width: 1280px){.nav__inner{padding-inline:var(--space-6)}.nav__link{font-size:var(--font-size-base);padding:var(--space-2) var(--space-3)}}.footer{background-color:var(--color-primary-dark);color:#ffffffd9;padding-block:var(--space-12)}.footer__inner{max-width:var(--container-max);margin-inline:auto;padding-inline:var(--space-4);display:grid;grid-template-columns:1fr;gap:var(--space-8)}.footer__brand{display:flex;flex-direction:column;gap:var(--space-3)}.footer__brand-name{font-family:var(--font-heading);font-size:var(--font-size-xl);font-weight:var(--font-weight-bold);color:var(--color-white)}.footer__brand-tagline{font-size:var(--font-size-sm);color:#ffffffa6;line-height:var(--line-height-relaxed)}.footer__section-title{font-size:var(--font-size-sm);font-weight:var(--font-weight-semibold);text-transform:uppercase;letter-spacing:.08em;color:var(--color-accent);margin-bottom:var(--space-4)}.footer__links{display:flex;flex-direction:column;gap:var(--space-2)}.footer__link{font-size:var(--font-size-sm);color:#ffffffbf;text-decoration:none;transition:color var(--transition-fast)}.footer__link:hover{color:var(--color-accent)}.footer__link:focus-visible{outline:3px solid var(--color-accent);outline-offset:2px;border-radius:var(--radius-sm)}.footer__contact-item{display:flex;align-items:flex-start;gap:var(--space-3);font-size:var(--font-size-sm);color:#ffffffbf;margin-bottom:var(--space-3)}.footer__contact-item a{color:#ffffffbf;text-decoration:none;transition:color var(--transition-fast)}.footer__contact-item a:hover{color:var(--color-accent)}.footer__contact-item a:focus-visible{outline:3px solid var(--color-accent);outline-offset:2px;border-radius:var(--radius-sm)}.footer__bottom{max-width:var(--container-max);margin-inline:auto;padding-inline:var(--space-4);padding-top:var(--space-8);margin-top:var(--space-8);border-top:1px solid rgba(255,255,255,.1);display:flex;flex-direction:column;gap:var(--space-2);align-items:center;text-align:center}.footer__copyright{font-size:var(--font-size-xs);color:#ffffff80}@media (min-width: 768px){.footer__inner{grid-template-columns:2fr 1fr 1fr;padding-inline:var(--space-8)}.footer__bottom{flex-direction:row;justify-content:space-between;padding-inline:var(--space-8)}}@media (min-width: 1280px){.footer__inner,.footer__bottom{padding-inline:var(--space-6)}}.ai-fab{position:fixed;bottom:var(--space-6);right:var(--space-6);z-index:300;width:4rem;height:4rem;border-radius:var(--radius-full);background:#fff;border:3px solid var(--color-primary);cursor:pointer;box-shadow:var(--shadow-xl);display:flex;align-items:center;justify-content:center;transition:transform .2s ease,box-shadow .2s ease;animation:fabPulse 3s infinite;padding:0;overflow:hidden}.ai-fab:hover{transform:scale(1.1);box-shadow:0 8px 32px #1a3c5e66}.ai-fab:focus-visible{outline:3px solid var(--color-accent);outline-offset:3px}.ai-fab img{width:100%;height:100%;object-fit:cover;border-radius:var(--radius-full)}.ai-fab img[alt]{font-size:0;color:transparent}.ai-fab__label{position:absolute;bottom:-1.25rem;left:50%;transform:translate(-50%);font-size:.6rem;font-weight:700;color:var(--color-primary);white-space:nowrap;pointer-events:none}@keyframes fabPulse{0%,to{box-shadow:0 4px 20px #1a3c5e4d}50%{box-shadow:0 4px 32px #1a3c5e99}}.ai-fab__badge{position:absolute;top:-4px;right:-4px;background:var(--color-accent);color:var(--color-primary-dark);font-size:.6rem;font-weight:800;padding:2px 5px;border-radius:var(--radius-full);border:2px solid white;text-transform:uppercase;letter-spacing:.03em}.ai-panel{position:fixed;bottom:6rem;right:var(--space-6);z-index:300;width:380px;max-height:600px;background:#fff;border-radius:var(--radius-xl);box-shadow:var(--shadow-xl);display:flex;flex-direction:column;overflow:hidden;transform:scale(.9) translateY(20px);opacity:0;pointer-events:none;transition:transform .25s ease,opacity .25s ease;border:1px solid var(--color-border-light)}.ai-panel.is-open{transform:scale(1) translateY(0);opacity:1;pointer-events:all}@media (max-width: 480px){.ai-panel{width:calc(100vw - 2rem);right:1rem;bottom:5.5rem;max-height:70vh}}.ai-panel__header{background:linear-gradient(135deg,var(--color-primary),#2a5a8e);color:#fff;padding:var(--space-4) var(--space-5);display:flex;align-items:center;gap:var(--space-3);flex-shrink:0}.ai-panel__avatar{width:2.25rem;height:2.25rem;border-radius:var(--radius-full);display:flex;align-items:center;justify-content:center;flex-shrink:0;overflow:hidden;background:#fff;border:2px solid rgba(255,255,255,.3)}.ai-panel__avatar img{width:100%;height:100%;object-fit:cover}.ai-panel__title{font-weight:700;font-size:.9rem;line-height:1.2}.ai-panel__subtitle{font-size:.7rem;opacity:.8}.ai-panel__status{display:flex;align-items:center;gap:4px;font-size:.65rem;opacity:.8;margin-top:2px}.ai-panel__status-dot{width:6px;height:6px;border-radius:50%;background:#4ade80;animation:pulse 2s infinite}.ai-panel__close{margin-left:auto;background:#ffffff26;border:none;color:#fff;width:1.75rem;height:1.75rem;border-radius:var(--radius-full);cursor:pointer;font-size:.9rem;display:flex;align-items:center;justify-content:center;transition:background .15s;flex-shrink:0}.ai-panel__close:hover{background:#ffffff4d}.ai-tabs{display:flex;background:var(--color-surface);border-bottom:1px solid var(--color-border-light);flex-shrink:0}.ai-tab{flex:1;padding:var(--space-2) var(--space-1);font-size:.7rem;font-weight:600;color:var(--color-text-muted);background:none;border:none;cursor:pointer;border-bottom:2px solid transparent;transition:all .15s;text-align:center;line-height:1.3}.ai-tab:hover{color:var(--color-primary)}.ai-tab.is-active{color:var(--color-primary);border-bottom-color:var(--color-primary);background:#fff}.ai-tab-content{display:none;flex:1;overflow:hidden;flex-direction:column}.ai-tab-content.is-active{display:flex}.ai-messages{flex:1;overflow-y:auto;padding:var(--space-4);display:flex;flex-direction:column;gap:var(--space-3);scroll-behavior:smooth}.ai-message{display:flex;gap:var(--space-2);align-items:flex-end;max-width:90%}.ai-message--bot{align-self:flex-start}.ai-message--user{align-self:flex-end;flex-direction:row-reverse}.ai-message__avatar{width:1.75rem;height:1.75rem;border-radius:var(--radius-full);display:flex;align-items:center;justify-content:center;font-size:.75rem;flex-shrink:0;overflow:hidden}.ai-message--bot .ai-message__avatar{background:#fff;border:1.5px solid var(--color-border)}.ai-message--bot .ai-message__avatar img{width:100%;height:100%;object-fit:cover}.ai-message--user .ai-message__avatar{background:var(--color-accent);color:var(--color-primary-dark)}.ai-message__bubble{padding:var(--space-3) var(--space-4);border-radius:var(--radius-lg);font-size:.8rem;line-height:1.5;max-width:100%}.ai-message--bot .ai-message__bubble{background:var(--color-surface);color:var(--color-text);border-bottom-left-radius:var(--radius-sm)}.ai-message--user .ai-message__bubble{background:var(--color-primary);color:#fff;border-bottom-right-radius:var(--radius-sm)}.ai-message__bubble a{color:var(--color-accent);text-decoration:underline}.ai-message--user .ai-message__bubble a{color:#fde68a}.ai-chips{display:flex;flex-wrap:wrap;gap:var(--space-2);padding:var(--space-3) var(--space-4);border-top:1px solid var(--color-border-light);flex-shrink:0}.ai-chip{font-size:.72rem;font-weight:600;padding:var(--space-1) var(--space-3);border-radius:var(--radius-full);border:1.5px solid var(--color-primary);color:var(--color-primary);background:#fff;cursor:pointer;transition:all .15s;white-space:nowrap}.ai-chip:hover{background:var(--color-primary);color:#fff}.ai-input-row{display:flex;gap:var(--space-2);padding:var(--space-3) var(--space-4);border-top:1px solid var(--color-border-light);flex-shrink:0;background:#fff}.ai-input{flex:1;padding:var(--space-2) var(--space-3);border:1.5px solid var(--color-border);border-radius:var(--radius-full);font-size:.8rem;outline:none;transition:border-color .15s}.ai-input:focus{border-color:var(--color-primary)}.ai-send{width:2rem;height:2rem;border-radius:var(--radius-full);background:var(--color-primary);color:#fff;border:none;cursor:pointer;display:flex;align-items:center;justify-content:center;font-size:.9rem;flex-shrink:0;transition:background .15s}.ai-send:hover{background:var(--color-primary-dark)}.ai-typing{display:flex;gap:4px;padding:var(--space-3) var(--space-4);align-items:center}.ai-typing span{width:6px;height:6px;border-radius:50%;background:var(--color-text-muted);animation:typingDot 1.2s infinite}.ai-typing span:nth-child(2){animation-delay:.2s}.ai-typing span:nth-child(3){animation-delay:.4s}@keyframes typingDot{0%,60%,to{transform:translateY(0);opacity:.4}30%{transform:translateY(-4px);opacity:1}}.ai-checker{flex:1;overflow-y:auto;padding:var(--space-4);display:flex;flex-direction:column;gap:var(--space-4)}.ai-checker__step{display:none;flex-direction:column;gap:var(--space-3);animation:fadeIn .2s ease}.ai-checker__step.is-active{display:flex}@keyframes fadeIn{0%{opacity:0;transform:translateY(8px)}to{opacity:1;transform:translateY(0)}}.ai-checker__progress{display:flex;gap:4px;margin-bottom:var(--space-2)}.ai-checker__progress-dot{flex:1;height:4px;border-radius:2px;background:var(--color-border-light);transition:background .3s}.ai-checker__progress-dot.is-done{background:var(--color-primary)}.ai-checker__progress-dot.is-active{background:var(--color-accent)}.ai-checker__question{font-size:.875rem;font-weight:700;color:var(--color-primary);line-height:1.4}.ai-checker__hint{font-size:.75rem;color:var(--color-text-muted);margin-top:-var(--space-2)}.ai-checker__options{display:flex;flex-direction:column;gap:var(--space-2)}.ai-checker__option{padding:var(--space-3) var(--space-4);border:1.5px solid var(--color-border);border-radius:var(--radius-md);background:#fff;cursor:pointer;font-size:.8rem;font-weight:500;color:var(--color-text);text-align:left;transition:all .15s}.ai-checker__option:hover{border-color:var(--color-primary);background:#eff6ff;color:var(--color-primary)}.ai-checker__option.is-selected{border-color:var(--color-primary);background:var(--color-primary);color:#fff}.ai-checker__back{font-size:.75rem;color:var(--color-text-muted);background:none;border:none;cursor:pointer;text-align:left;padding:0;text-decoration:underline}.ai-result{background:linear-gradient(135deg,#eff6ff,#f0fdf4);border:1.5px solid var(--color-primary);border-radius:var(--radius-lg);padding:var(--space-4);display:flex;flex-direction:column;gap:var(--space-3)}.ai-result__title{font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--color-text-muted)}.ai-result__visa{font-family:var(--font-heading);font-size:1rem;font-weight:700;color:var(--color-primary)}.ai-result__desc{font-size:.78rem;color:var(--color-text);line-height:1.5}.ai-result__cta{display:inline-flex;align-items:center;gap:var(--space-2);background:var(--color-primary);color:#fff;font-size:.78rem;font-weight:600;padding:var(--space-2) var(--space-4);border-radius:var(--radius-full);text-decoration:none;transition:background .15s;border:none;cursor:pointer}.ai-result__cta:hover{background:var(--color-primary-dark)}.ai-checklist{flex:1;overflow-y:auto;padding:var(--space-4);display:flex;flex-direction:column;gap:var(--space-3)}.ai-checklist__select-label{font-size:.8rem;font-weight:600;color:var(--color-primary)}.ai-checklist__select{width:100%;padding:var(--space-2) var(--space-3);border:1.5px solid var(--color-border);border-radius:var(--radius-md);font-size:.8rem;color:var(--color-text);background:#fff;outline:none}.ai-checklist__select:focus{border-color:var(--color-primary)}.ai-checklist__items{display:flex;flex-direction:column;gap:var(--space-2)}.ai-checklist__item{display:flex;align-items:flex-start;gap:var(--space-3);padding:var(--space-2) var(--space-3);background:var(--color-surface);border-radius:var(--radius-md);cursor:pointer;transition:background .15s}.ai-checklist__item:hover{background:#eff6ff}.ai-checklist__item input[type=checkbox]{width:1rem;height:1rem;accent-color:var(--color-primary);flex-shrink:0;margin-top:2px;cursor:pointer}.ai-checklist__item-text{font-size:.78rem;color:var(--color-text);line-height:1.4}.ai-checklist__item.is-checked .ai-checklist__item-text{text-decoration:line-through;color:var(--color-text-muted)}.ai-checklist__progress-bar{height:6px;background:var(--color-border-light);border-radius:3px;overflow:hidden}.ai-checklist__progress-fill{height:100%;background:var(--color-success);border-radius:3px;transition:width .3s ease}.ai-checklist__progress-label{font-size:.72rem;color:var(--color-text-muted);text-align:right}.ai-checklist__actions{display:flex;gap:var(--space-2);flex-wrap:wrap}.ai-checklist__btn{flex:1;padding:var(--space-2) var(--space-3);border-radius:var(--radius-md);font-size:.75rem;font-weight:600;cursor:pointer;border:1.5px solid var(--color-border);background:#fff;color:var(--color-text);transition:all .15s}.ai-checklist__btn:hover{border-color:var(--color-primary);color:var(--color-primary)}.ai-checklist__btn--primary{background:var(--color-primary);color:#fff;border-color:var(--color-primary)}.ai-checklist__btn--primary:hover{background:var(--color-primary-dark);color:#fff}